Cheap home loan the purchase of a property such as a building plot or a home for private purposes
Home loan: buying, building, renovating real estate
A home loan is the most appropriate form of financing for the purchase of a property such as a building plot or a home for private purposes. A mortgage guarantee is required for a home loan. In general, the purchased property is used as collateral. When you subscribe to a home loan, you can enjoy tax benefits with the capital repayments.
A customized home loan: various options
We take the time to work out a credit simulation with you that best meets your budget and housing project. You no longer have to do comparing loans yourself. You have a say in the type of interest rate, the term, and the repayments. You can choose between a fixed or variable interest rate.
The monthly repayments consist of a part of capital repayment and the interest on the balance. You can choose between a fixed monthly repayment or a fixed capital repayment. In the latter case, you will pay slightly less each month: the capital repayment reduces the balance and thus also the interest on this balance.
The tax benefits of a home loan
Financing the purchase, construction or renovation of a property through a home loan provides pleasant tax benefits. However, legislation on this is complex. If you wish to be able to count on an optimal tax benefit, we invite you to sit around the table with our advisor. He/she will give you objective advice so that you can make the right decisions.
Professional advice for financing your dream
Comparing home loans is our job! The Best Bank advises you and guides you through the different types of credit so that you can make the right choice in your decision. In the meantime, you can already make a simulation of the calculation of possible home loans on our website.